How much house you can afford — calculated from your income, debts, and real lending standards. Not inflated by a lender's incentive to sell you a bigger loan.
Lender maximum (36% back-end)$0Max housing payment: $0/mo
Your debt-to-income picture
What your monthly payment looks like
Component
Conservative
Lender max
Lender max ≠ what you should borrow. Lenders approve you for the maximum they're allowed to lend. That number doesn't account for saving for retirement, childcare, emergencies, or lifestyle. The conservative estimate is usually the more livable number.