🚗 Lease vs Buy

Lease vs buy in Florida

Florida's tax treatment of leases vs purchases affects your total cost comparison. Here's what to know.

Florida taxes each lease payment. Discretionary surtax varies by county — Miami-Dade is 7%, Duval is 7.5%.

Run the numbers with Florida's tax rate

The calculator's "Sales tax rate" field defaults to a national average. The link below opens it pre-set to Florida's base rate of 6% — adjust to your county's combined rate for full accuracy.

Open calculator with Florida tax rate →

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