Savings

Net Worth Calculator

Add what you own (assets) and what you owe (liabilities). The difference is your net worth.

Total assets$0

Total liabilities$0

Net worth$0

Cash & savings $0

Checking accounts

Savings / HYSA

CDs / money market

Emergency fund (if separate)

Investments $0

401k / 403b (current value)

IRA / Roth IRA

Taxable brokerage accounts

Crypto (current value)

Other investments

Real estate & physical assets $0

Home / primary residence (est. value)

Other real estate

Vehicles (est. resale value)

Other valuables (jewelry, art, etc.)

Debts $0

Mortgage balance

Car loan(s)

Student loans

Credit card balances

Personal loans

Other debts

What to include: use current market value for assets (not what you paid), and current payoff balance for debts (not original loan amount). Don't include expected future income — net worth is a snapshot of today.

Related: Average net worth by age Net worth milestones How to grow net worth Pay down your debts